My divorce stated I would porvide medical insurance for my minor children.  My Son is now 22 years old.  However, he had a car accident when he was 16 and has partial disability as a result.  The extent of his disability I cannot speak to because his mother holds all of his medical records very close.  I have had insurance under the same medical plan since his accident and they have continued to cover him, but due to the increase in cost from that group, I am being forced to look at alternative insurance options.  So the question is -- Since my son is no longer a minor, what if any legal obligation is there on my part to continue to try to cover him under a new medical plan.  So far the companies I have looked at are excluding him due to a "pre-existing condition" clause because of his disability as a result of the accident.  I have been told he should be covered under Medicaid and Medicare.   He is capable of working and currently holds a job he has had for the last 6 months.