My wife and I have talked with a lawyer about filing either a Chapter 7 or 13. We were told the cost would be $2300 for a 7 and $2400 for a 13 (hopefully, I'm not getting those mixed up with each other). I've done a little research online and see that it only costs a few hundred dollars to file. Is it reasonable for a law office to charge around $2000 over the actual amount to file, for their services and does the cost depend somewhat on how many creditors you have, etc.? I realize there are specific things that must be done and it will obviously require someone knowledgeable of all the in's and out's of the whole thing; I just want to make sure we're not getting hosed. Should we shop around?