Years ago I had defaulted on a credit card.  In november of 2006 I had recieved a summons because of the default. The summons had an attached card explaining that if I wanted to make payment arrangements for this debt  to call the number provided.  I called and hammered out a deal to pay  $300.00 down and  $150 a month until a total of $2000 was paid off. I have not been late on any payments giving them a total so far of $1200. This months statement came and my account balance was $1800,  about twice as much as it was last month . I called the collection company and they told me they had recieved a judgement against me in my county court in may and the added charges were lawers fees. I called the county court and they indeed had granted a judgement to them for $1800. How is this possible when I currently owe less than half that amount and am seven months deep into the payment plan?